Cry me a river, Cranked out three more, More wetness

I forgot to mention a call I had with my insurance agency the other day.  The call was inspired by the revised monthly car insurance bill I received after adding Cindy’s Prius to my policy.  Specifically, that the monthly bill more than doubled adding a 10 year old vehicle that was worth probably 10% of the Tacoma.  I explained the scenario to the phone rep on the other line and how it did not make sense that my policy would increase so much more for a vehicle that is worth a tiny fraction of what the truck is.  I asked him to explain to me how that is logical.

He said that the higher costs has to do with the additional safety features the Tacoma has that the Prius lacks.  He said the collision portion of the policy for the Tacoma is indeed higher than the Prius but the comprehensive portion is less due to these additional safety features.  I turned the discussion to the big picture cost of car insurance as for these two vehicles I am paying over $2400 a year despite being nearly 50 years old and NEVER having an accident claim or speeding ticket since moving to Florida.

I told the rep the way it used to work was as drivers get older their insurance goes down.  Instead my insurance has steadily risen, despite my squeaky clean driving record.  The rep said the blame for this is almost entirely litigation, specifically the mega-settlements you see TV lawyers bragging about.  I told him that despite this it is very difficult for me to feel sorry for insurance companies when I read about the incredible profit margins and CEO salaries associated with them.

The rep understood my frustration and told me he was paying almost exactly the same as I was to insure his two vehicles as well.  The end result of this was my dropping the collision coverage on the Prius to save a few bucks.  He also said that if I opt to pay the six month premium in a lump sum instead of monthly there is a 10% savings.  I did not realize the savings was that significant else I would have done it that way for a long time.  I hung up not feeling particularly better about the situation but at least I got to voice some discontent I suppose.

I picked up my Tacoma on the way home last night.  The recall work on the differential went without a hitch.  The truck was ready to go as promised.  Dealing with a different service advisor at the dealership has made my experience there much more enjoyable.  I shot a video about the differential service of course.

When I got home I completed two other videos.  One was me cracking open the side case of my Gotway Monster to make sure all of the wiring and electronics looked ok.  The reason I did this was a rash of Gotway failures where wires and/or electronic components inside their wheels failed causing rider injury.  I was happy to see the inside of my wheel looked pristine.

Finally I ripped the video of the time lapse print of the 3d lamp cover I made in Fusion 360.  It was my coolest print to date, until I printed a 3D mesh skull yesterday. 🙂

The property is back to being water logged after a week of afternoon storms.  I have the pump back up and running, trying to somehow stay ahead of the steady stream of water from the sky.  It’s frustrating.

This weekend we will have Sadie which will make Elsa VERY happy.  It makes the entire household better when Sadie and her happy go lucky attitude is rolling around the house.