Space Dead Beef

If you have an Ipod Touch or an Iphone I strongly recommend you do a search for “deadbeef” in the app store.  It is a frantic, fun shooter that really shows off  the graphic and high speed action capabilities of the Iphone.  I was playing it as I walked around the front yard this morning waiting for Nicki to do her business.

Ali and did our second day of Wii Fit exercises.  It is just plain fun.  I spent some time perusing the Nintendo Channel on the Wii.  It is a place where you can watch various videos about various Wii happenings and software titles.  I watched several clips of Wii Music in action.  Damn,that looks like great time as well, even for those that aren’t musically inclined such as myself.

In case you haven’t noticed, mortgage interest rates are incredibly low, the lowest they have been since the 60’s.  It actually has got Ali and I considering refinancing our current mortgage and equity line into one, significantly lower, fixed payment.  Currently both of our loans are variable and can float as the prime changes.  Of course right now they are low because the prime is so low. But once rates go back up, which they eventually will, both of our payments will rise with them.  There are pros and cons to refinancing versus doing nothing. 

I just have the feeling it is one of those situations where if we do nothing, in 5 years we could be kicking ourselves in the head for staying put.  Since we don’t have the cash to scoop up all of the dirt cheap real estate deals out there it would be at least a small way to make some lemonade out of the current lemon-like economic conditions.