Contagious, word is out, trimming the fat, other news
The announcement of Ali and my separation seems to add to the steady stream of other long time couples splitting up recently in our circle. Over the past year there have been a number of people that either split up or in the process of doing so. It’s not a bandwagon that I am all that happy about jumping on but oh well.
So my blog entry yesterday was like my cyber press conference announcing our upcoming parting of ways. As expected a number of people were taken by surprise by the announcement but universally nothing but kind words and support for both of us have been put forth which we both appreciate.
So both of us have started on the mountain of details that will need to be handled in order to facilitate our separation. Yesterday I worked on changing a number of accounts that were set up to use the American Express credit card that going forward will be solely used by Ali. I changed them all to bill to my Amazon rewards card instead. I was surprised by just how many accounts there were, I bet in total I had to change almost a dozen.
Then I turned my attention to the necessary process of reducing monthly expenditures as money will now become something I have to pay much closer to attention to than I have for the last decade.
The first thing I did was kill a universal life policy that I have had active since my 20’s. It was only for 100k and it’s premiums were rising quarterly. I have life insurance through work and a much larger policy Ali and I set up a couple years back so there was no reason to keep this one active.
Cancelling it was sort of a lackluster experience. The phone rep on the other end could have cared less I was cancelling a policy I had in place for around 20 years. She basically said she didn’t have to cancel the policy, I just had to stop paying for it and it would die.
I remember when I was pitched the policy in the 90’s it was presented as not only a life insurance policy but an investment vehicle that could potentially generate some serious dollars. Lol, what a joke, the cash value on the policy is basically nothing.
Next up I called Truly Nolen, the company that we have utilized for pest control at our house since it was built. They have been annoying me for awhile, raising their rates several times over recent years. I got a woman on the phone named Wendi.
I told Wendi that I just received the latest notification of a rate hike and I was thinking about cancelling the contract altogether as it is just too expensive. Wendi said she could exempt me from the rate hike if I liked, ONLY charging me $127 for the 15-20 minutes the guy spends at our house once every 3 months.
I told her I still felt that number was excessive. Wendi became obviously annoyed that I didn’t lavish her with praise for offering to not raise my rate further. She then asked me what I would consider a reasonable rate. I told her something less than $100.
I could hear Wendi rolling her eyes through the phone as she told me in a perturbed tone there was no way they could do that. Hmm so I guess ZERO dollars is better than a 100 bucks. Without any further attempts at remediation she said she would cancel my account. When I asked her if there was some sort of confirmation number of the cancellation she said “Use my name and today’s date, GOOD BYE” Haha you are welcome for 10 years of business Truly Nolen, I’ll be sure to look elsewhere if I look to reestablish pest control in the future, you pricks.
My final cost cutting of the day was a call to ADT whom we pay for monitoring our security system. The security system was something that we did entirely to help Ali’s feeling security living out in the boonies. Once we got the dogs, especially the addition of Sadie it was hardly necessary as the dogs sound like dual Cujo’s whenever someone approaches the house.
Anyway, I called up ADT and told them I was interested in cancelling. Unlike Truly Nolen, they seemed more interested in keeping my business, offering several reduced rates before finally accepting my repeated desire to just cancel, although I did thank the rep for their efforts.
So thus ended the first round of cost cutting measures, I am sure there will be additional austerity measures on the way.
I am conflicted though, there are a couple items for the SSR that I really should take care of, the panhard bar and an upgraded radiator fan. The bent panhard bar that resides under the truck now could literally allow the rear tires to hit the wheel well if I cornered hard.
The stock fan on an SSR is dramatically underpowered. When I sit in traffic the engine temp routinely will climb to 235 degrees. With the brutally hot Florida summer on it’s way I really should replace the fan with the upgraded unit. This fan swap is something most owners on SSRFANATICS have already done.
I will have to decide if I want to bite the bullet and spend the money now. It should be the only two items on the upgrade list that are mechanically important as opposed to other vanity/performance upgrades.
Over the weekend I had one of those parasitic home related expenses that seem to pop up so routinely. The weed whacker died. There was something wrong with the clutch, as I was running it the area around my hand was getting very hot and it coordinated with a dramatic loos of power at the trimming head. The engine was cranking but it felt like the head was “slipping”.
It was a cheap weed whacker to start with so there was no point in spending money to fix it. I put the old weed whacker and the even older whacker with a gummed up carburetor I was holding on to for some dumb reason, out front where they were picked up by somebody in less than a half hour. It’s always nice to have a built in neighborhood trash removal. Almost anything I put by the road finds a new home somewhere, regardless of it’s condition.
I picked up a Poulan Pro weed whacker as a replacement. It seemed to work quite well to finish up the second half of the property.
My new lunch box arrived over the weekend. Well, new to me, it is actually a used box I grabbed on ebay. It is an updated version of the 20 year old box it is replacing. It looks slightly bigger on the outside but it’s interior dimensions are the same which is all that matters.
It feels kind of weird carrying in a box that does not have pieces of plastic falling off. It seems to work just as well as old faithful. My original lunch box will find it’s way onto some shelf on the property. I just don’t feel like tossing it out.
Last night I tried to keep some of my normal routines in place, heading outside for a brief work out. You can see the first video of a GUTS routine along with my attempt at Bar-baric mode of this month’s challenge, dragon flags.
It was the first time I ever got a full ROM dragon flag on video. This move is really tough for me since I have such a long build. After the third rep I literally started seeing stars so I stopped there. 🙂
fred
If you’re even beginning to think about life insurance then get a fast and easy quote from several providers at once at IntelliQuote. You don’t even have to give much information to find out exactly how much different plans would charge for the same policy. Click here, the answer is seconds away: http://bit.ly/HdFEuI